As another year comes to a close, it’s a great time to reflect on the past year and plan ahead. At Baymeadows Vision Center, we want to remind our patients in Jacksonville and the surrounding areas to use their vision benefits before the year ends. Whether you have a Flexible Spending Account (FSA), a Health Savings Account (HSA), or a vision plan, now is the perfect time to make the most of these benefits.
Understand your vision benefits
Before exploring how to use your benefits, it’s crucial to understand what they entail.
- FSA: An FSA lets you use pre-tax dollars for eligible medical expenses, including vision care. However, it’s a “use it or lose it” situation, meaning unspent funds typically do not roll over into the next year.
- HSA: An HSA also allows you to set aside pre-tax dollars for healthcare expenses, but, unlike an FSA, HSA funds roll over year after year.
- Vision plans: Lastly, vision plans can cover eye exams, glasses, contact lenses, and even some surgeries, depending on your plan.
Schedule your annual eye exam
One of the best ways to use your vision benefits is by scheduling your annual eye exam. Regular eye exams are crucial for maintaining optimal eye health and catching potential issues early. From updating your prescription to checking for common vision problems, an eye exam is a beneficial way to use your FSA or vision plan.
Upgrade your eyewear
If you’ve been considering a new pair of glasses or contact lenses, now is the time to buy them. Many vision plans provide allowances for eyewear, and using your FSA or HSA funds can help cover out-of-pocket expenses. Our team at Baymeadows Vision Center can help you choose the perfect frames or lenses to suit your style and vision needs.
Explore specialty lenses or treatments
If you’ve been curious about specialty lenses, such as multifocal or blue light-blocking ones, you may be able to use your vision benefits to offset the cost of these options. It’s essential to check with your insurance provider and our knowledgeable staff to understand what is covered under your plan.
Use your HSA for future needs
While your HSA funds do not expire, it’s a good idea to use them strategically. You might want to purchase an extra set of contact lenses or prescription sunglasses. Investing in your eye health now can prevent complications and ensure clear vision in the future.
Plan for next year
As you make the most of this year’s benefits, it’s also a great time to plan for next year. Evaluate your current vision needs and consider adjusting your FSA contributions if needed. This proactive approach can help you continue to prioritize your eye health in the coming year.
At Baymeadows Vision Center, your eye health and vision are our priorities. Our team is here to help you maximize your benefits and protect your eyesight for years to come. Don’t wait until the last minute—schedule an eye exam in Jacksonville today and make the most of your vision benefits before the year ends.